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 CHOOSE A CENTEL VISA CARD RIGHT FOR YOU...

• Global Acceptance
• Low Rates
• Greater Purchasing Power
• A Card to Fit Your Needs
• Money-Saving Balance Transfers
• Credit Life/Disability Coverage Available

Classic VISA		Platinum VISA		Secured VISA
12.5% APR*		8.9% APR*		10.5% APR*
$500 - $5,000 Limit		$5,000 - $15,000 Limit		$300 - $1,500 Limit
		~ Travel & Emergency Assistance
		~ Warranty Manager Service
		~ Auto Rental Insurance
		~ Scorecard Rewards

TABULAR DISCLOSURE

Annual Percentage Rate (APR) for purchases  VISA Classic 12.5%   VISA Platinum  8.9%  VISA Secured  10.5% Other APRs Cash Advance APR     VISA Classic  12.5%  VISA Platinum  8.9%  VISA Secured  10.5% Grace Period for Purchases  25 Days Method of Computing the Balances for Purchases  Average Daily Balances (Including new purchases) Annual Fees   None Minimum Finance Charge  None Transaction Fee for Purchases  None Late-Payment Fee  $25.00 Lost/Stolen Card Replacement Fee  $5.00

*Annual Percentage Rate