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SAVINGS RATES
Savings Calculator
Last Dividend Declared: December 17, 2008
The earnings on your savings are called dividends (interest). There is no minimum balance to earn the stated APY below. However, incurred fees may reduce earnings. To see the types of fees that may reduce earnings, take a look at our Fee Schedule. For Prime Shares, Other Shares, Special Shares, Vacation Club and Christmas Club accounts, if you close your account before accrued dividends are credited, accrued dividends will not be paid.
Dividend Rates and Annual Percentage Yield (APY) may change quarterly as determined by the Board of Directors.
|
APY |
RATE |
| Prime Shares |
.25% |
.25% |
| Other Shares |
.25% |
.25% |
| Vacation Club |
.25% |
.25% |
| Christmas Club |
.25% |
.25% |
| Special Shares |
1.00% |
1.00% |
| IRA's |
1.26% |
1.25% |
CD RATES
CD Rates effective as of 12/17/08.
We may impose a penalty if you withdraw any of the principal before the maturity date.
| TERM |
MIN. DEPOSIT |
APY |
RATE |
|
6 MONTHS |
$1000 |
2.02% |
2.00% |
|
12 MONTHS |
$1000 |
2.52% |
2.50% |
|
30 MONTHS |
$ 500 |
2.78% |
2.75% |
|
48 MONTHS |
$1000 |
3.03% |
3.00% |
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